You just lost your entire money. How do you tell your wife? What will your children think when they hear you lost it on an online scam? You opted to invest in a High-yield investment program (HYIP) because you were advised that they were l…

It's all about working smarter There's an old saying which advises people to work smarter rather than harder. There's some truth to that advice in almost any situation. But people tend to consider it for a moment and then just as quickly t…